Texas DOs can apply for coverage with either TMLT or our wholly owned subsidiary, Texas Medical Insurance Company (TMIC).
TMIC versus TMLT coverage
The policies and products offered through TMIC are the same as those offered through TMLT. TMIC members will have the same outstanding legal defense in the event of a malpractice claim. The difference between the companies' two policies include:
- TMIC rates are 9% higher than the TMLT rate;
- no surplus deposit is required for TMIC coverage;
- TMIC members cannot participate in TMLT's dividend program;
- to apply for coverage with TMLT, the applicant must be a member of the Texas Medical Association
Please call or email the sales department to request a quote comparing TMLT and TMIC coverage.
Apply for TMIC DO coverage
Apply for TMLT coverage
About TMIC
TMIC was organized in 1995 as a wholly owned subsidiary of Texas Medical Liability Trust. Formed to provide an expanded menu of insurance products and services for Texas physicians, TMIC also offers medical liability insurance for allied health care professionals including physician assistants, nurses (including nurse midwives, nurse practitioners, CRNAs), technicians, therapists, chiropractors, podiatrists, and dentists. TMIC is licensed and regulated by the Texas Department of Insurance.
Learn more about TMIC
