Behind every physician
is a team
of professionals

Who we are

TMLT is a unique, not-for-profit health care liability claim trust owned by its physician policyholders. The Trust has a long record of providing quality coverage at responsible prices. Created in 1979, TMLT has grown to be the largest and most respected medical liability provider in the state, protecting more than 14,500 Texas physicians.

TMLT is not an insurance company, but a self-insured trust established by Texas Insurance Code Article 21.49-4 to provide coverage against health care liability claims to members of the Texas Medical Association. No matter what your specialty, practice type, or location, TMLT can offer you medical liability coverage to protect your practice and your professional reputation.

History

In the 1970s, a group of physicians stood together to find a solution to the medical liability crisis that was making malpractice insurance unaffordable and unavailable. These physicians worked through the Texas Medical Association, and eventually to the state capitol, to create their own insurance provider — Texas Medical Liability Trust. TMLT was formed to offer a source of affordable and stable medical liability insurance for Texas physicians.

View TMLT history timeline

Endorsements

Bexar County Medical Society

Established with the Texas Medical Association in 1853, the Bexar County Medical Society is the oldest county medical society in Texas. Through the years, it has served the needs of its membership while addressing the best interests of the patient and public. BCMS has grown to become the eighth largest county medical society in the U.S., serving 4,000 members. TMLT has been endorsed by the Bexar County Medical Society since 1999.

Dallas County Medical Society

The Dallas County Medical Society, established in 1876, is a professional organization that has grown from 30 to more than 6,000 physicians. TMLT has been endorsed by the Dallas County Medical Society since 1994.

Harris County Medical Society

Established in 1903, the Harris County Medical Society is the largest county medical society in the U.S., with a membership of more than 10,000 physicians and medical students. TMLT has been endorsed by the Harris County Medical Society since 1998.

Lubbock-Crosby-Garza County Medical Society

The Lubbock-Crosby-Garza County Medical Society represents more than 800 physicians in a three-county region. TMLT has been endorsed by the Lubbock-Crosby-Garza County Medical Society since 2002.

Tarrant County Medical Society

Founded in 1902, TCMS represents more than 2,200 physicians in Tarrant County. TMLT has been endorsed by the Tarrant County Medical Society since 1998.

Texas Academy of Family Physicians

TAFP, the state's largest medical specialty organization, promotes and assures the maintenance of high-quality health care, has 31 local chapters, and is a chapter of the American Academy of Family Physicians. It provides members with a unified voice for family medicine and continues to be one of the most patient- and public-health focused groups in Texas. TMLT has been endorsed by the TAFP since 1992.

Texas Medical Association

The Texas Medical Association was organized by 35 physicians in 1853 to serve the people of Texas in matters of medical care, prevention and cure of disease, and the improvement of public health. Today, with more than 41,000 physician and medical student members, TMA's vision is still to "improve the health of all Texans." TMA supports Texas physicians by providing solutions to the challenges they encounter in the care of patients. TMLT has been endorsed by the TMA since 1992.

Texas Orthopaedic Association

Texas Orthopaedic Association strives to assure the citizens of Texas excellence in musculoskeletal health by uniting orthopedic surgeons and promoting the highest professional, ethical and moral standards. TMLT has been endorsed by the TOA since 2004.

Travis County Medical Society

The Travis County Medical Society is a component society of the Texas Medical Association. TCMS membership includes 2,500 members in the greater Austin area. Members have joined together to share medical knowledge and raise the standard of medical care in Texas. TMLT has been endorsed by the Travis County Medical Society since 1994.

Texas Medical Group Management Association (TMGMA)

TMLT is a gold corporate affiliate of the TMGMA, whose mission is to foster professional development of members through education and networking; to enhance the image of medical group management in the effective delivery of health care services; and to represent the interest of members in policy-making activities. The TMGMA is affiliated with the Medical Group Management Association.

 

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