Intro to TMLT Risk ManagementAs a TMLT policyholder, you have one of the most comprehensive and innovative risk management departments at your service. We can help you reduce your chances of being involved in a malpractice claim, offer you CME credit and reward your participation through premium discounts.
Earn discounts with:
On-site practice review
Online CME
Electronic Medicine Assessment (EMA)
Advanced Fetal Assessment and Monitoring
The Victory Is In
Other programs include:
Publications
Closed claim studies
Risk Management Education Discount
The risk management education discount (3% discount, not to exceed $1,000) is awarded for risk management CME courses that are at least 3 hours in length. The discount is awarded PER COURSE, not per hour. A physician can take two CME courses per year and qualify for up to a 6% discount, not to exceed $2,000.
Effective January 1, 2001, a physician cannot receive credit for the same course twice, unless the course has been revised or updated. A physician must take new or revised courses each year to receive the risk management discount, unless otherwise approved by TMLT's Risk Management Department.
Discounts are applied to the upcoming policy period. If more than two risk management courses are taken per year, the courses can be applied to the following policy period, but not to any policy periods thereafter.
Practice review
A practice review involves an on-site evaluation by a TMLT risk management professional to help determine your risk exposures.
Practice reviews are free to all TMLT policyholders and can be completed without disrupting patient appointments.
Learn more about practice reviews
Electronic Medicine Assessment (EMA)
In conjunction with a practice review, TMLT policyholders may receive an additional 2.5 percent risk management discount for the use of:
electronic medical records
electronic prescribing
Eligibility for this discount is contingent upon documented use of a program for a minimum of one year. The program must also meet specific risk management criteria.
PublicationsThere are several risk management publications available for download.
Browse our publications
Closed claim studies
The following closed claim studies are based on actual claims from TMLT policyholders.
These cases illustrate how actions or inactions on the part of physicians led to allegations of professional liability, and how risk management techniques may have either prevented the outcome or increased the physician's defensibility.
Use these closed claim studies to compare against your own risk management practices.
Failure to conduct exam
Failure to diagnose
Failure to diagnose
Failure to diagnose: cancer
Failure to diagnose: prostate cancer
Alleged allergic reaction
Delay in diagnosis: cervical cancer
Delay in diagnosis: choriocarcinoma
Failure to direct and supervise postoperative care
Disclaimer
The information and opinions in the online cme courses should not be used or referred to as primary legal sources nor construed as establishing medical standards of care for the purposes of litigation, including expert testimony. The standard of care is dependent upon the particular facts and circumstances of each individual case and no generalization can be made that would apply to all cases. The information presented should be used as a resource, selected and adapted with the advice of your attorney. It is distributed with the understanding that neither Texas Medical Liability Trust nor Texas Medical Insurance Company is engaged in rendering legal services.
