• Our philosophy is to defend doctors, not pay non-meritorious claims. Only through the aggressive defense of non-meritorious claims can we protect your reputation and keep the number of malpractice suits filed in check.

• TMLT has been defending Texas physicians for more than 28 years, resolving more than 40,000 claims.

• Our claim staff "specialize" in medical malpractice in Texas. Our claim supervisors average more than 19 years of medical malpractice claim experience; claim executive staff averages 25 years of experience.

• Because they attend policyholder trials, our claim supervisors have first-hand jury experience in medical liability cases. Claim staff also attend post-verdict jury interviews to learn why our cases are won or lost.

• Once a claim is reported to TMLT, we initiate a thorough and complete investigation. Early evaluation helps us develop an effective defense strategy.

• TMLT claims are reviewed by physicians with expertise in the medical specialty at issue. Our consultant team is made up of distinguished, experienced physicians from more than 30 specialties.

• TMLT selects only the most qualified defense attorneys for policyholder defense.

• In the event of a claim, the TMLT team will work closely with you to develop a defense strategy and to keep you informed of developments in your case. We will also help you decide key issues such as whether to settle a case or pursue a trial. As a policy, we will not settle a case without policyholder consent.