Per Patient Policy

TMLT specializes in Per Patient policies specifically designed for Emergency Medicine groups and Urgent Care groups, as well as other groups that are structured on a per encounter basis. These flexible policies are more cost-effective with pricing based on the number of visits rather than rated on the number of physicians in the group.

This Per Patient model includes:

Additional benefits include:

  • Dividend credits
  • Customized pricing
  • Risk management benefits
  • Incurred But Not Reported (IBNR) coverage for terminated and departed physicians
  • Coverage of allied health care professionals
  • Different limit of liability options and structures available
  • Flexible policy form

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