National Coverage


TMLT and Lone Star — offering coverage for health care professionals in 49 states.

Lone Star Alliance is a risk retention group and an affiliate company of TMLT. It was established to provide medical liability insurance to physicians, groups, health care facilities, and allied health care professionals outside of Texas.  

Lone Star can accommodate the needs of TMLT’s new and existing policyholders who have operations in states other than Texas. We can also cover policyholders who leave Texas to work in another state.

Lone Star has an A.M. Best Company rating of A (excellent). TMLT’s rating is extended to Lone Star based on the strong reinsurance support provided by TMLT, through its wholly owned subsidiary, TMIC.

To learn more, please see our Resource Hub or visit the Lone Star website.

Partner company — Texas Medical Insurance Company
Established in 1995, Texas Medical Insurance Company (TMIC) is a wholly owned subsidiary of TMLT. Through TMIC, allied health professionals and ancillary staff have the same level of protection and service as TMLT physician policyholders.

Partner company — Managed Insurance Services, Inc.
Managed Insurance Services, Inc. (MIS) was founded in 1998 and is headquartered in Deerfield Beach, Florida. Strong management and sound business strategies have made the company a major provider of professional liability and business insurance.

Partner company — Insurance Innovations
Since 1999, Insurance Innovations, LLC has been partnering with leading insurance carriers to provide affordable, dependable liability policies. Originally focused on medical malpractice insurance, Insurance Innovations has expanded to include many other lines of business and professional liability.

Partner company — Physicians Insurance Company
Based in Florida, Physicians Insurance Company (PIC) has provided medical liability insurance to Florida physicians since 2003. In addition to its core physician business, PIC provides diversified insurance products and service to the medical and non-medical professional liability marketplace.

Agency partners
TMLT works with a number of preferred agents for those who prefer to work with an agent to obtain coverage.

If you are a corporate vendor whose services or products we purchase and you would like to receive payment by electronic funds transfer, please complete this form.