ABOUT TMLT

What is TMLT

Texas Medical Liability Trust (TMLT) is a health care liability claim trust led by a Board of Trustees who are elected by TMLT policyholders. TMLT is not an insurance company, but a self-insured trust created by the Texas legislature in 1979 to provide medical malpractice insurance to members of the Texas Medical Association.
 

What is an Insurance trust?

In reference to TMLT, it is a medical liability trust led by a Board of Trustees who are elected by TMLT policyholders. TMLT was created by the Texas Legislature to provide medical liability insurance to members of the Texas Medical Association. In general, trusts are not regulated by state insurance departments, but TMLT complies voluntarily with the rules and regulations for commercial insurance companies.
 

Why do I have to be a member of the Texas Medical Association to purchase TMLT coverage?

TMLT was created by the Texas legislature in 1979 to provide medical liability coverage for physician members of the Texas Medical Association. The legislation that created TMLT included the provision that policyholders must be members of the TMA. Therefore, by law, policyholders must also be members of the TMA.