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Claims-made policy

A claims-made policy protects you during the current policy period, usually one year. If you do not renew your claims-made policy, you do not have coverage for claims that may be filed in the future that are alleged to have occurred during the time your policy was in force.

If you wish to continue coverage under a claims-made policy, you must purchase supplemental coverage, such as tail coverage or prior acts coverage. If neither coverage is purchased when a claims-made policy expires, any future claims that might arise from services performed during the policy period will not be covered.

Available limits

Claims-made policies are available with the following limits. Please note, limits in excess of $500,000 require special approval by the TMLT Underwriting Department.

Each claim / All claims

  • $100,000 / $300,000
  • $200,000 / $600,000
  • $300,000 / $900,000
  • $500,000 / $1 million
  • $500,000/ $1.5 million
  • $750,000 / $1.5 million
  • $1 million / $3 million