OCCURRENCE POLICY

An occurrence policy provides ongoing insurance protection for events that occur during the policy period, even if they are reported after the policy is cancelled.

Occurrence policies are generally more expensive, but it is not necessary to buy supplemental coverage like tail or prior acts coverage after an occurrence policy expires.

AVAILABLE LIMITS

Occurrence policies are available with the following limits. Please note, limits in excess of $500,000 require special approval by the TMLT Underwriting Department.

Each Claim / All Claims
$100,000 / $300,000
$200,000 / $600,000
$500,000 / $1 million
$1 million / $3 million

ADDITIONAL RESOURCES

  • What Every Physician Needs to Know About Their Malpractice Insurance Policy
  • Understanding Your TMLT Coverage
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CLAIMS MADE POLICY
CLAIMS MADE POLICY

A claims-made policy protects you during the active policy period, usually one year.