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Coverage for residents who work outside their training program

TMLT offers medical liability coverage for residents or fellows who work 30 hours or less per week outside their training program.

Once your training is complete, TMLT will waive the tail coverage cost if your Moonlighting policy is converted to a standard policy. Physicians in their first and second year of practice also receive discounted premiums — 40 percent the first year and 20 percent the second year.

Apply for Moonlighting coverage.