Per patient policy
Coverage for groups based on number of patient visits
A per-patient policy refers to medical liability coverage designed for emergency medicine groups, urgent care, or other groups that are structured on a per encounter basis. Pricing is based on the number of patient visits rather than the number of physicians in the group. Coverage includes:
- legal expenses: $50,000 per claim / $100,000 per policy period;
- incurred but not reported (IBNR) coverage for physicians no longer with the group;
- coverage of allied health care professionals;
- different limits of liability options and structures available; and
- flexible policy form.