Your practice isn't one-size-fits-all. Your insurance shouldn't be either.

As a physician-only carrier, we are committed tosafeguarding your career and peace of mind. Our independence and financialstrength doesn’t come from acquisition strategies, but from:

• Making decisions based on physician needs, not corporate demands
• A deep understanding of how to defend physicians
• Responsive service and benefits — dividends, discounts, Trust Rewards, physician wellness
• Physician leadership — our all-physician Board of Trustees are elected by TMLT policyholders
• Specialized coverage
• Expert help to reduce risk and improve safety
• Maintaining strong financial reserves (Rated A Excellent by AM Best)
• Robust risk management program that focuses on enhancing physician practices