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Locum tenens

Coverage for a substitute physician 

Locum tenens provides indemnity and defense coverage to a substitute physician who assumes responsibility for your patients during a scheduled absence.

All TMLT policyholders can request locum tenens coverage for up to 30 days per policy year without an additional premium charge. Coverage for more than 30 days will incur a fee of $500 per day.

Requests for locum tenens coverage require written notice before the scheduled absence, and the substitute physician must submit a locum tenens application