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Volunteer coverage during COVID-19 pandemic

This medical liability insurance coverage is offered at no cost to retired Texas physicians who resume practicing medicine during the COVID-19 public health emergency. 

This coverage is offered without premium to any Texas physician working on a volunteer basis and in direct response to a governmentally declared emergency order regarding the COVID-19 crisis.

  • Coverage will be offered to retired physicians working on a non-paid, volunteer basis only.
  • All retired Texas physicians are eligible, whether they have been TMLT policyholders or not.
  • Membership in the Texas Medical Association is not required.

Read our FAQ on this coverage.

Physicians can apply for coverage by downloading and completing an online application

You can also contact TMLT’s underwriting department by phone at 800-580-8658 or 512-425-5800 or by email at to apply or learn more.